Free calculator
Savings Goal Calculator
Estimate how long it may take to reach a savings goal with current savings, monthly deposits, and an optional return assumption.
No sign-up required
Works in your browser
Educational estimate
Savings Goal Details
Results
Savings Goal$0
Remaining Needed$0
Time to Goal—
Monthly Savings$0
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How this calculator works
The calculator compounds the current balance monthly using the estimated annual return and adds your monthly savings until the goal is reached.
Last updated: June 23, 2026. Results are estimates and may not include every fee, tax, lender rule, or personal factor.
Savings goal FAQ
Should I include investment returns?
For short-term goals, many people use 0% because market returns can be unpredictable. For long-term goals, an estimated return can be useful but is not guaranteed.